AKcess is a digital identity solution and a KYC platform that turns your mobile phone into your identification tool. AKcess gives its user the control over how their identity and information are being used and by whom along with the gold standard of assurance and security.
Not only does AKcess ID solves the competing challenges of transparency and privacy, but it also increases customer accessibility, lower costs, faster on-boarding, and enhances processes and compliances through a single, trusted and consistent view of customer reference data.
With AKcess, the user’s identity is encrypted, hashed and then immutably written to the blockchain, where it can be verified on the fly. Users would, in effect, give anyone temporary access to the private side of this blockchain record in order to verify identity. Users choose who and when can access different parts of their identity and KYC data.
AKcess is a full KYC ecosystem that helps enterprises, institutions, governments and customers, save time, energy and money.
Akcess is represented in Kuwait by FRM Tech Labs

Finfirst is the first regional data and technology company providing access to bank products to businesses and consumers digitally.  It has pioneered a new, automated PaaS marketplace platform to match businesses and consumers looking form funding or investing with lending and asset management institutions.

Headquartered in Kuwait with regional foot print,  we see encouragement and support from Central Bank Of Kuwait through many initiatives and “openness to ideas”. The “Sanbox” initiative allows us to test key products with multiple financial institutions and fast track our entry to the market. It is our pleasure to be part of all the Fintech initiatives and look forward to play a part in the changing dynamics of the banking sector.

Zain is a leading mobile voice and data services operator with a commercial footprint in 8 Middle Eastern and African countries with a workforce of over 6,000 providing a comprehensive range of mobile voice and data services to over 49.2 million active individual and business customers as of June 30, 2019.

Kuwait Telecommunications Company (VIVA) was established in 2008 as a subsidiary of STC Group the world-class digital leader in the region, providing innovative services and platforms, and enabling the digital transformation of the region. VIVA is a leading brand in the telecommunications industry that launched its operations in The State of Kuwait in December 2008. With a share capital of KD 50 million, VIVA was listed on the Boursa Kuwait in December 2014.

VIVA has always aimed to support the vision of His Highness Sheikh Sabah Al-Ahmad Al-Jaber Al-Sabah for Kuwait 2035, in positioning Kuwait as a major financial and commercial hub in the region. Throughout a decade of excellence in service, transparency and proactivity, and as the fastest-growing and most advanced telecom operator with the largest 5G network in Kuwait, VIVA’s customer base has proudly exceeded 2.1 million.

VIVA strives to provide its customers with a unique pool of products and services that satisfy their aspirations and cater to their needs. VIVA offers numerous opportunities in the fields of telecommunications, entertainment, information, digital and data transfer services, and delivers a distinguished customer experience around the clock.

VIVA has succeeded in attracting private sector investments, driving the economy and re-positioning telecoms as one of the most vital and active sectors in the evolution of global technology, providing the best wireless coverage in Kuwait, and playing a key role in improving the nation’s urban infrastructure.

Since 2008, VIVA’s accomplishments have transformed the Kuwaiti telecom market, including changing wireless pricing models and fees. In 2016, VIVA entered the International Telecommunications Union (ITU) and in 2017, it was recognized as Kuwait’s fastest mobile network, winning Ookla’s Speedtest Award. In 2018, VIVA became the first network to offer its customers 5G service and to enable enterprises in mobility. VIVA has invested in building the most advanced network, and proudly owns more than 1100 sites covered by the 5G service in the Kuwait.

Additionally, VIVA succeeded in creating job opportunities and focusing on Kuwaitization (more than 65% of VIVA’s workforce is Kuwaiti citizens), by attracting top talents through partnerships and collaborations in the Kuwaiti market. VIVA is committed to a rich Corporate Social Responsibility ‘CSR’ program and has launched multiple initiatives for supporting talent and skill development. VIVA focuses on driving social awareness through working with sport academies and sponsoring Kuwait’s premier soccer league, educational and internship initiatives, and healthcare programs.

KFAS was established in 1976 by an Amiri Decree under the direction of the late Amir of Kuwait, HH Sheikh Jaber Al-Ahmad Al-Jaber Al-Sabah. His enduring vision has been to create and develop a thriving culture of science, technology and innovation for a sustainable Kuwait. KFAS’s charter represents the commitment by local shareholding companies to contribute 5 percent of their annual net profits to fund the foundation, which over the years has been reduced to 1 percent.

Ajar Online is a cloud service designed for the real estate market, offering quick online rent payment and a property management platform. Ajar Online simplify the rent collection process for landlords by providing efficient property management tools to increase the rent collections performance, to know the financial position instantly and help to take the right decisions.

BankBuddy is a Cognitive banking platform that combines Human & AI realms to help banks and financial institutions with customer experience management, hyper-personalization & operations automation.

With laser sharp focus on Customer Experience automation for financial services, we use Deep learning, NLP, computer vision, big data, recommendation system & speech analytics fused with our domain knowledge of working with 100’s of banks across 50 countries to help financial institutions shift  :

• from legacy to latest channels (Embedded Financial services)
• from transactions to goal based journeys (Personalized customer experience)
• from reactive service provider to proactive advisor (Robo/AI based advisory)
• from silos to ecosystem (Open banking)

BankBuddy has been part of leading accelerators in Europe, Middle East and Asia:

• DIFC Fintech hive, UAE
• Dice Fintech ace, India
• AI ventures UAE
• Startup Academy of Money2020 Asia, Singapore
• Startup Academy Money2020 Europe, Netherlands
• LAB, Luxembourg
• Microsoft for Startups, Global

Launched in November 2014, Beehive, is the first regulated peer to peer (P2P) lending platform in the UAE. It has rapidly grown into a leading disruptor in the fintech industry, providing an alternative finance solution for small and medium sized enterprises (SMEs). The brainchild of serial entrepreneur Craig Moore, supported by Rick Pudner, former Group CEO of Emirates NBD. Beehive is a cloud-based, scalable online lending platform that directly connects businesses looking for finance with investors that can invest and support their growth. The platform applies the innovative technology of crowdfunding, connecting a business with a crowd of many investors, to eliminate the cost and complexity of conventional finance. The result is a more efficient, streamlined process that gives UAE businesses faster access to lower-cost finance and investors better returns on their money.

Since launch, Beehive has registered almost 10,500 investors and successfully facilitated more than AED 430M to around 500 business funding requests.

BENEFIT established in November 1997 by 17 commercial banks as the National ATM and Point of Sale switch of Bahrain. We are licensed by the Central Bank of Bahrain

BENEFIT’s range of services include operating of Automated Teller Machines (ATM), Point of Sale (POS), GCCNet, The GCCNet Dispute Management System,  Bahrain Credit Reference Bureau (BCRB), Telecom Bill Payment (Tele BP), Payment Gateway (PG), Bahrain Cheque Truncation System (BCTS),Electronic Fund Transfer System (EFTS), BenefitPay, Fintich LAB and Know Your Customer (E-KYC)

Vision : “Lead and provide an effective, innovative, and value adding shared platform services to our stakeholders of the financial and other sectors in Bahrain the region”

Mission : “Provide and invest in innovative payment capabilities < information management solutions , business process outsourcing services, and build key business alliance that add value through the financial /banking and other sectors’ stakeholders”

BENEFIT remains committed to strengthen Bahrain’s position as the financial hub of the region.

Bookeey is an innovative digital payment solution for Merchants and end users. Intellectual rights of Bookeey is owned by Xenon4Pay ; a prepaid electronic and payment co. licensed by Ministry of Commerce in State of Kuwait. Bookeey App was soft launched in 2016 and officially started advertisement in January 2019.

Cwallet Services is a Fintech Start-up powered by Eventive Software Design and Event Management Company. It was established in May 2018 and the operation started after it was officially launched in January 2019 during the Consumer Electronics Show in Las Vegas. To date, cwallet is now an independent registered company in the State of Qatar and currently incubated in Digital Incubation Center under the Ministry of Transport and Communication. It’s mission is to provide financial inclusion to low-income and unbanked migrant workers, domestic helpers and blue collar workforce in the region, with a vision of becoming a premier Fintech influencer by creating fans in MENA and ASIAN region promoting cashless society for all sectors including the bottom of the pyramid but not limited to unstable societies, unjust governments and even refugee camps in order to create
opportunities especially for women as entrepreneurs within the business ecosystem.
BEYOND REMITTANCE. BEYOND DIGITAL WALLET.

We are an open banking platform and a global marketplace for wholesale deposits connecting Banks looking to raise bulk funding with global corporate and institutional depositors . We help price discovery and cross border facilitation of deposits.

Dezzex is an insurtech startup, improving customer experience in auto claim, globally 1000’s of accident happen each day, the  auto insurance claim process involves a physical visit to the damaged vehicle by a surveyor to do damage assessment.  Our solution offer image and video analaysis for damage assessment removing the need of a physical visit. A user can take the picture or video of the damaged car upload it via insurers app.  Dezzex’s AI, analyze each image and identify the damaged part. The solution can also determine  if the damage can be repaired, requires replacement. By making use of our solution the insurer can replace the physical visits and the claims can be settled instantly. This reduces the cost for insurer and provides great customer experience for the end consumer.

Eazy Financial Services B.S.C (closed) is the world’s first biometric payment network offering Biometric Payment Services in the Kingdom of Bahrain under CBB’s “Ancillary Service Provider” license.

Eazy is serving the financial sector by bringing a new Era of secured and convenient payment methods. Eazy have adopted a Vision is to Transact financially with biometric wherever you go, whenever you go focusing on an ongoing mission to Design innovative solutions to enable end users perform transactions with secured and convenient payment experience using their unique biometric features such as the fingerprint.

Eazy is offering a complete Biometric Payment Solution that combines the technology aspect as well as the processing (end to end) where that experience will affect the customer experience & enable him/her  perform financial transactions away from any plastic cards/ phone or any of the existing means on (POS purchase or ATM withdrawal. Eazy will also touch on the ROI side (bank) experience where financial institutions will benefit from the competitive interchange pricing that will allow them to gain more and pay less in comparison with existing payment schemes.

Fatora is an invoicing platform that helps SMB’s to collect their payments online, with only customer mobile No. in the MENA region powered by A.I.

Fenergo is the industry No.1 provider of Client Lifecycle Management (CLM) software solutions for financial institutions spanning capital markets and investment banking, commercial, business and retail banking, private banking and wealth management, and asset management. Fenergo CLM is an end-to-end platform that transforms how sell-side banks and buy-side firms manage clients – from initial onboarding to KYC/AML compliance, to client data management and ongoing lifecycle KYC reviews and refreshes. Fenergo CLM enables financial institutions to deliver a faster, more efficient and compliant client experience and achieve a single client view across channels, products, business lines and jurisdictions.

Its rules-driven solution ensures compliance with multiple regulatory frameworks and supports the collection, centralization and sharing of client and counterparty data and documentation across the institution. By expediting compliance and improving operational efficiencies, Fenergo’s CLM solutions can help financial institutions to onboard clients faster (by up to 82%) and deliver a radically richer and better client experience.

MyFatoorah, established in 2016 as a pioneer company in the Financial Technology, is making an impact on the e-commerce industry in Kuwait and GCC . Through the continuous research and development efforts, MyFatoorah has been progressively innovating creative products and services that facilitate the e-transactions in Kuwait and GCC.

MyFatoorah promotes secure and fast e-payment solutions, where businesses can accept payment from around the globe, as its system accepts all types of local, GCC, and international debit and credit cards.

MyFatoorah is dedicating efforts, to align its products and services with the constantly changing requirements of the e-business.  Major lines of products and services offered by MyFatoorah include Invoicing Solutions , Website Integration, Product Links, and other services.

Neo Technologies is a leading technology services company focused on digital wealth management solutions in the MENA region.

Neo provides its services through a turn-key platform or through modular components to supplement an existing financial services provider’s infrastructure.

Modular solutions include KYC and Client Onboarding tools, Robo-advisory in a box suite, or Relationship Manager Advisory tools.

At Neo Technologies, we are committed to providing the financial services industry with leading specialized solutions that would redefine how financial and investment services are delivered.

Founded in 2016 and based in Stockholm, Sweden, norbloc builds secure platforms for digital Know Your Customer (KYC) onboarding and compliant KYC data sharing. Its flagship product, FIDES, utilizes advanced distributed technologies (such as blockchain) to allow Customers, Organizations and Regulators to securely share verified data and effectively collaborate on a comprehensive and compliant Single Version of Truth.

The team behind norbloc holds significant experience in blockchain technology development, financial services and consulting from companies such as UBS, Lehman Brothers, ING and McKinsey & Co. The company is a core member of and frequent contributor to the Hyperledger consortium and is regionally headquartered in Athens, Greece and Dubai, UAE.

In November 2018, norbloc was recognized by the RegTech 100 list as one of the most innovative companies in the regulatory technology space. In July 2019, norbloc announced a strategic alliance to provide the enterprise-grade technology powering the UAE Blockchain KYC Platform, the region’s first production blockchain KYC data sharing consortium.

NOW Money is an award winning Fintech company based in Dubai, who utilize mobile first banking technology to provide accounts and remittance to low income migrant workers in the GCC. NOW Money has gained traction and success with its application of innovative technology and a consumer led approach, focusing on a previously ignored segment of the market.

In May 2016, the United States Securities and Exchange Commission (SEC) enacted Title III of the JOBS Act , allowing a majority of the US population to invest in startups for the very first time. But the complicated legal requirements called for a founder- and investor-friendly platform to make startup investing truly accessible.

That’s why we built Republic. We’re SEC-registered and FINRA-licensed, and if you’re at all interested in startups, you’ve heard of our past work. Republic is part of a family of startup platforms together with AngelList and Product Hunt — one of the most trusted online startup ecosystems in the world.

We launched our equity investing platform in 2016, and didn’t stop there. Just over a year ago, we created Republic Crypto, providing the first full stack fundraising solution in the crypto space. This year we are excited to introduce Republic Labs, an affiliated investment advisory service.

We have garnered a reputation as an industry leader in the regulated crowdfunding space and continue to innovate and iterate toward our mission to democratize startup fundraising and investing.

SADAD is a leading FinTech company in Bahrain providing a comprehensive digital payment platform & implementing a variety of innovative products to make payments easier & convenient. Established in 2010, SADAD Electronic Payment System BSC is licensed and regulated as an Ancillary Payment Service Provider by the Central Bank of Bahrain. SADAD became known as the one stop payment channel, offering customers an easy and user-friendly interface fully integrated with top entities across the Kingdom of Bahrain, providing customers convenient payment methods.  The company was recently bestowed with the Payment Card Industry Data Security Standards (PCI-DSS) certification in recognition of its strict adherence to guidelines that safeguard consumers’ payment transactions through added reliability and security measures.

Thawani Technologies LLC was established in March 2016, as an Omani company specialized in providing innovative E-Payment solutions through mobile phones and other electronic channels. Thawani is a platform that provides a free App that makes it easy for customers and merchants to make payments and authorize transactions with their smart phones. The only thing that the merchants needs to do is to print a sticker with a unique QR code that has their information, so the user can easily scan the QR code through the Thawani application and complete the payment process in few easy and simple steps. Moreover, we provide ‘Wayyak’ the smart invoice that enables the customer to pay remotely to the merchant anywhere anytime. We take security extremely seriously and our system has been developed locally to meet local market requirements and comply with local Central Bank of Oman regulations and global security standards, such as PCI-DSS standards. There are loads of extra features available to Merchants, visit our website and social media to know more www.thawani.om

Tap Payments is in the business of simplifying online payment acceptance for people in the MENA region. The company focuses on providing an easy, quick, and secure online payment experience for businesses and consumers by offering an innovative tech-driven online payment gateway with robust payment technology, following global payment industry standards.

UPayments is a suite of simple online payment solutions that help businesses grow. We allow customers to pay, send money and accept payments through 4 innovative payment solutions namely: UPay, URent, UInterface and UEscrow.

UPayments serves businesses of all sizes and from different industries by creating a great user experience that engages the customer.